Why should I get an appraisal?

Most insurance companies require an appraisal before they issue a policy on your jewelry.  You might need one for tax or legal purposes, or maybe you've just always wondered about that old family heirloom.  We can give you a fair and accurate appraisal for:

• Insurance to cover loss, damage or theft
• Estate tax evaluation
• Value comparison
• Divorce
• Collateral
• Liquidation 

When to Get an Appraisal

The price of precious metals is always changing, and there's a good chance that even if you've had an appraisal before, it may not be accurate.  We recommend getting an appraisal every 18 months to keep your insurance company up to date so you don't get burned in case of a loss or theft, or just to have an accurate measurement of your jewelry.  

What is Included in an Appraisal

At Jewelry Works, we take the time to thoroughly inspect your jewelry and get you a number that is as accurate as possible.  Our appraisal will include:

  • Description of what the item is – a ring, necklace, bracelet, etc.
  • Type of metal the stone is set in
  • Stone information – the 4 C’s: cut, color, clarity and carat weight
  • Side stone information
  • Appraised value of the jewelry

If you are interested in getting GIA certification or a market analysis, or are interested in consigning with us, please contact us today and we would be happy to work with you.  

Please note that we estimate the value as listed for insurance or other purposes at current retail value, excluding federal or any other taxes.  In making this Appraisal, we DO NOT agree to purchase or replace the articles.  Stones were in the mounting at the time of appraisal; therefore, weights and measurements are approximated.  The grading of cut, clarity and color is a subjective process, even when performed by competent gemological laboratories.  The descriptions and identifications made in the Appraisal are opinions only and are not intended to be an express or implied warranty or guarantee.  Appraisals are made with the understanding that the Appraiser assumes no liability with respect to any action that may be taken on the basis of the Appraisal.